Company: Torres & Co. Lending LLC
NMLS ID: 2736702
Torres & Co. Lending LLC is a licensed mortgage brokerage committed to full transparency and compliance with all state and federal regulations. This page provides our corporate licensing details and mandatory disclosures.
Company Information
Company Name: Torres & Co. Lending LLC
NMLS ID: 2736702
Main Office Address: 3903 Northdale Blvd. #100e, Northdale, FL 33624
Phone: 305-440-1507
Email: info@torresnc.com
State Licenses
We are currently licensed in the following states:
- Florida – Licensed Mortgage Brokerage
- Kentucky – Licensed Mortgage Brokerage
As Torres & Co. Lending expands into additional states, this page will be updated to reflect current licensing information.
Federal Disclosures
- Equal Housing Lender: Torres & Co. Lending complies with the Fair Housing Act and Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, sexual orientation, disability, familial status, income derived from public assistance, or any other protected class.
- Fair Lending Commitment: All loan applications are evaluated fairly and consistently in compliance with federal and state laws, including ECOA, FHA, HMDA, TILA, RESPA, GLBA, and FCRA.
- Loan Program Availability: Loan terms, rates, and programs are subject to change without notice and may not be available in all areas or to all applicants. Final approval is subject to underwriting guidelines, verification of income and assets, and program eligibility.
- Advertising Disclosure: Information on this Website is for educational purposes only and does not constitute a commitment to lend. Pre-qualifications and pre-approvals are conditional and subject to change.
Consumer Rights
- To learn more about your rights as a borrower, visit:
- Consumer Financial Protection Bureau (CFPB) (https://www.consumerfinance.gov/compliance/circulars/ )
- HUD Fair Housing (https://www.hud.gov/program_offices/fair_housing_equal_opp)
Updates
This Licensing & Disclosures page is effective as of June 10, 2025 and will be updated as licenses or regulatory requirements change.
⚖️ Compliance Note: This page positions Torres & Co. Lending as transparent, compliant, and consumer-focused, while meeting typical state and federal disclosure requirements.
