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Torres & Co. Lending > FHA Loan Solutions

FHA Loan Solutions

FHA Energy Efficient Mortgage (EEM)

Adds funds for energy-saving home improvements to your FHA loan.

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FHA Graduated Payment Mortgage (GPM)

Offers lower initial payments that gradually increase over time.

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FHA Manufactured & Mobile Home Loan

Financing designed for qualified manufactured or mobile homes.

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FHA Cash-Out Refinance

Access your home equity by refinancing and receiving cash back.

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HUD-Owned Homes (203(b) or 203(k) with Repair Escrow)

Financing options for purchasing HUD-owned properties, including repair escrows.

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FHA 203(k) | Renovation Loan

Combines purchase and renovation costs into a single mortgage.

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FHA 203(b) | Standard FHA Loan

Standard FHA loan for primary residences with low down payment requirements.

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FHA Streamline Refinance

Fast, hassle-free refinancing for current FHA borrowers with minimal documentation and reduced costs.

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  • NMLS 2736702
  • Licensed in FL & KY
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Legal Disclaimer: Torres & Co. Lending LLC is a licensed mortgage broker in Florida and Kentucky. NMLS ID 2736702. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice

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