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Torres & Co. Lending > Refinance Programs

Refinance Programs

Conventional-to-Conventional Refinance

Refinance an existing conventional loan for better terms.

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Streamline Refinance (FHA & VA)

Simplified process for eligible government-backed loans.

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USDA Streamline-Assist Refinance

Simplified refinance option for current USDA borrowers.

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Cash-Out Refinance

Use your home equity to access funds for renovations or expenses.

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Rate-and-Term Refinance

Lower your rate or change your loan term without taking cash out.

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305-440-1507

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Our team is available to assist you during office hours. Call or email us, and we’ll be happy to answer all your questions.

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  • Torres & Co. Lending
  • NMLS 2736702
  • Licensed in FL & KY
  • Equal Housing Lender

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Legal Disclaimer: Torres & Co. Lending LLC is a licensed mortgage broker in Florida and Kentucky. NMLS ID 2736702. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice

Torres & Co. LendingRate-and-Term Refinance
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