Company: Torres & Co. Lending LLC
NMLS ID: 2736702
Welcome to the Torres & Co. Lending LLC website (“Website”). By accessing or using this Website, you agree to comply with these Terms of Use and all applicable laws and regulations. If you do not agree, please discontinue use immediately.
Purpose of Website
This Website is provided for informational purposes only. Content on this site does not constitute legal, financial, or mortgage advice and should not be relied upon as such. Loan terms, rates, and program availability are subject to change without notice and are dependent on individual borrower qualifications and lender guidelines.
No Guarantee of Loan Approval
Nothing contained on this Website constitutes an offer, commitment, or guarantee of loan approval. All mortgage applications are subject to underwriting, verification, and final approval.
Authorized Use
By using this Website, you agree not to:
- Engage in activities that may damage, disable, or impair the Website.
- Attempt unauthorized access to data, systems, or networks connected to the Website.
- Use automated tools (including bots, scrapers, or spiders) to extract information without written permission.
Intellectual Property
All materials on this Website, including text, graphics, logos, icons, images, videos, and design, are the property of Torres & Co. Lending LLC or its licensors and are protected under U.S. and international intellectual property laws.
- You may view, download, or print materials for personal, non-commercial use only.
- You may not reproduce, distribute, modify, or create derivative works without prior written consent.
Third-Party Links
This Website may contain links to third-party sites. Torres & Co. Lending LLC does not endorse, control, or assume responsibility for the accuracy, legality, or content of any linked sites. Accessing third-party links is at your own risk.
Privacy Policy
Your use of this Website is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.
Disclaimer of Warranties
This Website is provided “as is” and “as available,” without any express or implied warranties. Torres & Co. Lending LLC makes no representations or warranties regarding:
- The accuracy, completeness, or timeliness of information.
- Uninterrupted or error-free access to the Website.
- The correction of defects or security vulnerabilities.
Limitation of Liability
To the fullest extent permitted by law, Torres & Co. Lending LLC, its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Use of or inability to use the Website.
- Reliance on information provided herein.
- Unauthorized access to or alteration of your transmissions or data.
Indemnification
You agree to indemnify and hold harmless Torres & Co. Lending LLC, its officers, employees, and agents from any claims, losses, damages, or expenses (including attorneys’ fees) resulting from your use of the Website or violation of these Terms.
Compliance With Laws
You are responsible for complying with all applicable local, state, and federal laws while using this Website, including but not limited to laws governing mortgage lending, consumer protection, and data privacy.
Modifications to Terms
We reserve the right to update or modify these Terms of Use at any time without prior notice. Your continued use of the Website constitutes acceptance of the revised terms.
Governing Law
These Terms of Use are governed by the laws of the State of Florida and the Commonwealth of Kentucky, without regard to conflict-of-law principles.
Contact Information
If you have any questions about these Terms of Use, please contact us at:
Torres & Co. Lending LLC
3903 Northdale Blvd. #100e
Northdale, FL 33624
Phone: 305-440-1507
Email: info@torresnc.com
